Buying Rental Property with No Money Down in 2025
Investing in Rental Property can help you make money and earn passive income. But finding the money for a down payment is hard for many. The usual down payment for rental properties is 15% to 25% of the price. Luckily, there are ways to buy rental properties with little or no money down.
One way is to work with an investor who has the money for the down payment. This lets you use your skills and their money together. You can then look at properties you couldn’t afford by yourself. Also, options like seller financing and mortgage assumption can help you buy properties with less money upfront.
If you have a small budget, “house hacking” might be for you. This means buying a property with more than one unit. You live in one unit and rent out the others to pay the mortgage and bills. Or you can use the equity in your home to help pay for an investment property.
You can also look into hard money loans and private money loans. These loans have high interest rates but can help you buy properties with a small down payment. The BRRRR method (Buy, Renovate, Rent, Refinance, Repeat) is another way to buy rental properties with little cash upfront.
It’s important to talk to a financial advisor before you start. They can help you pick the best option for your budget, credit score, and financial goals.
Leveraging Partnerships for Real Estate Investing
Real estate investing often needs a lot of money up front. This can stop many people from starting. But real estate partnerships can help. By working together, investors can do deals they couldn’t do alone. This opens up many chances to make money.
