Maximize Your Money: Best High-Yield Savings Accounts of 2025
high-yield savings accounts, best high-yield savings accounts 2025
As we look ahead to 2025, people are looking for the best high-yield savings accounts. The average savings account rate in March 2025, as reported by the Federal Deposit Insurance Corporation (FDIC), stands at 0.41% Annual Percentage Yield (APY). But some top accounts offer rates of 5% or more.
Top High-Yield Savings Account Options for 2025
Western Alliance Bank High-Yield Savings Premier is a top choice for 2025. It offers a 5.31% APY with a $500 minimum balance. The BrioDirect High-Yield Savings Account also offers 5.30% APY, but you need to deposit $5,000 to start.
For those who don’t want to save a lot, the Forbright Growth Savings account is great. It pays 5.30% APY with no minimum deposit. The EagleBank High-Yield Savings Account gives 5.35% APY on balances up to $500,000, then drops to 0.01% APY after that.
The DCU Primary Savings Account is another good option. It offers 6% APY on balances up to $1,000, then 0.15% APY after. The My Banking Direct High Yield Savings Account gives 5.45% APY on $1 or more, needing a $500 deposit to start.
Don’t forget the UFB Portfolio Savings account. It offers a 5.15% APY with no minimum balance.
Features to Consider When Choosing a High-Yield Savings Account
When picking a high-yield savings account, look at the APY, minimum deposit, fees, and balance requirements. By comparing these, you can find the best account for your money in 2025.
| Account | APY | Minimum Opening Deposit | Monthly Maintenance Fee |
|---|---|---|---|
| Western Alliance Bank High-Yield Savings Premier | 5.31% | $500 | $0 |
| BrioDirect High-Yield Savings Account | 5.30% | $5,000 | $0 |
| For bright Growth Savings | 5.30% | $0 | $0 |
| EagleBank High-Yield Savings Account | 5.35% (up to $500,000), 0.01% (above $500,000) | $0 | $0 |
| DCU Primary Savings Account | 6% (up to $1,000), 0.15% (above $1,000) | $0 | $0 |
| For Bright Growth Savings | 5.45% | $500 | $0 |
| UFB Portfolio Savings | 5.15% | $0 | $0 |
