Everything You Need to Know About AmTrust Financial Services Inc.
Workers’ Compensation Insurance
Workers’ compensation insurance is a cornerstone of the AmTrust Insurance Products portfolio. This essential coverage safeguards businesses against the costs associated with employee injuries sustained during work. Numerous states mandate this insurance for businesses with a specific number of employees, typically ranging from three to five.
Premium rates are influenced by various factors, including the classification of employees and the company’s claims history. AmTrust’s experience in the market enables it to offer comprehensive benefits, including medical care, temporary disability benefits, and permanent disability benefits. Small businesses particularly benefit from competitive pricing and excellent support, as AmTrust insures over 45,000 employers, establishing its stronghold in the market.
Liability Insurance Solutions
AmTrust’s liability insurance solutions cater to a wide spectrum of professional and commercial risks. These policies protect businesses from financial loss resulting from claims made against them, including bodily injury, property damage, and personal injury. Coverage includes essential products such as Employment Practices Liability Insurance (EPLI), which protects against claims from employees regarding discrimination or wrongful termination. Liability insurance ensures business owners can confidently operate, knowing they have a safety net against unexpected lawsuits or claims.
Specialty Risk Coverage
Specialty risk coverage offered by AmTrust addresses unique and industry-specific risks, ensuring comprehensive protection for niche markets. The coverage encompasses various sectors, including cyber liability insurance, which is critical for businesses operating in today’s digital landscape. By tailoring their products, AmTrust meets the specific needs of clients in diverse industries, from retail to manufacturing. They provide personalized service through a specialized distribution channel across the United States, enhancing their accessibility and responsiveness to market demands.
